You’re in Good Hands.

We want you to be covered and protected like our family. Call us at 706-450-9995 to talk about options that will protect you from mayhem!

Give us a call!
Give us a call!
Exterior of an Allstate insurance agency with a blue awning, logo, and signage on a brick building, located at 116, with a sidewalk and some trees in front.
Exterior of an Allstate insurance agency with a blue awning, logo, and signage on a brick building, located at 116, with a sidewalk and some trees in front.
Fall-themed display in front of an Allstate insurance office featuring a hay bale surrounded by pumpkins, purple and pink flowers, and a poster with people wearing Halloween glasses | Insurance Agency | Chickamauga, GA
Fall-themed display in front of an Allstate insurance office featuring a hay bale surrounded by pumpkins, purple and pink flowers, and a poster with people wearing Halloween glasses | Insurance Agency | Chickamauga, GA
The entrance of a building with a sign above the door that reads "116". The door has a window with the Allstate logo and text that reads 'Allstate, The Down Home Agency, 706-956-4242, Office Hours Monday - Friday 8am-5pm, allstate.com'. The building has a light-colored brick exterior, and there are two blue awnings above the doors, with the one in front labeled '116'.
The entrance of a building with a sign above the door that reads "116". The door has a window with the Allstate logo and text that reads 'Allstate, The Down Home Agency, 706-956-4242, Office Hours Monday - Friday 8am-5pm, allstate.com'. The building has a light-colored brick exterior, and there are two blue awnings above the doors, with the one in front labeled '116'.

Locally owned and operated

Our Agent-Owner Heather Napier started her career in insurance with Allstate over 17 years ago and has grown her agency of 10 years to be one of the TOP 5% Agencies in the State of Georgia. Licensed in Georgia, Alabama, and Tennessee we serve the Chattanooga-metro tri-state area and beyond!

We offer a wide range of services including auto insurance, homeowners insurance, personal liability insurance, financial services, and so much more!

Close-up of a woman with wavy brown hair, smiling, wearing a royal blue top and a gold necklace, against a plain beige background | Insurance Agency | Chickamauga, GA
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Our Services

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Auto Insurance

Simplified black and white line drawing of a person climbing a mountain with a flag at the peak, representing achievement or reaching a goal.
Simplified black and white line drawing of a person climbing a mountain with a flag at the peak, representing achievement or reaching a goal.

Personal Umbrella Liability Insurance

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Homeowner’s Insurance

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Life Insurance

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Financial Services

Auto Insurance

Auto Insurance
Homeowners Insurance

Homeowners Insurance
Personal Umbrella Liability Insurance

Personal Umbrella Liability Insurance
Life Insurance

Life Insurance
Financial Services

Financial Services

Client Reviews

“The customer service I’ve received from the Allstate Down Home Agency in Chickamauga Georgia has been exceptional
Thank you, Lexi Wolf!!!”

— Robert Wiley

“Very easy to deal with. I had my quote within an hour and changing policies was easier than expected”

— Michael McLaurin

“They’ve never let me down. This team came through for me when I needed them most. 5 stars. would recommend. Geeze Louise these cats are great!”

— Spenser Kernea

Let’s Work Together

Two people shaking hands in a business meeting with others in the background.