You’re in Good Hands.

We want you to be covered and protected like our family. Call us at 706-450-9995 to talk about options that will protect you from mayhem!

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Locally owned and operated

Our Agent-Owner Heather Napier started her career in insurance with Allstate over 17 years ago and has grown her agency of 10 years to be one of the TOP 5% Agencies in the State of Georgia.

Licensed in Georgia, Alabama, and Tennessee we serve the Chattanooga-metro tri-state area and beyond!

We offer a wide range of services including auto insurance, homeowners insurance, personal liability insurance, financial services, and so much more!

Our Services

Auto Insurance

Personal Umbrella Liability Insurance

Homeowner’s Insurance

Life Insurance

Financial Services

Client Reviews

“The customer service I’ve received from the Allstate Down Home Agency in Chickamauga Georgia has been exceptional
Thank you, Lexi Wolf!!!”

— Robert Wiley

“Very easy to deal with. I had my quote within an hour and changing policies was easier than expected”

— Michael McLaurin

“They’ve never let me down. This team came through for me when I needed them most. 5 stars. would recommend. Geeze Louise these cats are great!”

— Spenser Kernea

Let’s Work Together